Last Updated: July 2025
Paytm is back with an amazing Refer and Win offer that gives both you and your friends cashback rewards. Invite your contacts to join Paytm, and get up to ₹300 cashback while your friend receives ₹40 cashback on completing simple UPI transactions. It's a true win-win!
🎁 Cashback Details – New Users
When you refer a new user to Paytm:
- You get a ₹30 scratch card when your friend makes their first UPI transaction of ₹9.
- Then, for 6 consecutive months, you earn scratch cards worth ₹30 to ₹60 for every ₹9 UPI transaction your friend makes.
- Each scratch card is valid for 5 days after issue.
💡 Monthly Scratch Card Breakdown
| Month Count | Reward for You | Reward for Friend |
|---|---|---|
| 0 | ₹30 scratch card | ₹2 cashback |
| 1 | ₹40 scratch card | ₹2 cashback |
| 2 | ₹50 scratch card | ₹2 cashback |
| 3 | ₹30 scratch card | ₹2 cashback |
| 4 | ₹40 scratch card | ₹2 cashback |
| 5 | ₹50 scratch card | ₹2 cashback |
| 6 | ₹60 scratch card | ₹2 cashback |
🔁 For Returning Paytm Users
If you refer someone who has used Paytm before but is inactive, here’s what you and your friend get:
- You earn ₹5 cashback each month your friend makes a UPI transaction of ₹9 (for 6 months).
- Your friend gets ₹2 cashback each month.
📲 How to Refer
- Open the Paytm App and go to Refer & Win.
- Select your contact and send the invite via WhatsApp or QR.
- Your friend should install or reactivate Paytm and make a ₹9 UPI transaction.
🎯 Eligibility
- Anyone can refer – friends, family, colleagues.
- Only valid if referred person makes UPI payments of minimum ₹9.
- Multiple rewards are possible for each friend over 6 months.
📌 Final Words
This Paytm Refer and Win program is a great way to earn passive cashback while helping your friends enjoy Paytm’s services. Don’t miss this chance – refer now and start earning!
🧠 FAQs
How much can I earn through Paytm Refer & Win?
You can earn up to ₹300+ per friend over a span of 6 months depending on their monthly UPI usage.
What is the minimum transaction amount required?
A minimum UPI transaction of ₹9 is required to qualify for cashback rewards.
How many people can I refer?
There is no limit on referrals. You can refer as many people as you want.